FundinguCapital
PRIVACY POLICY

Effective Date: January 2020

This FundinguCapital Privacy Policy (“Policy”) applies to all websites owned and operated by FundinguCapitalincluding, fundingucapital.com (“Websites”), as well as to any process whereby we collect information, including by telephone. . We are serious about maintaining the highest standards when it comes to your privacy and the security of the data you provide to FundinguCapital. This Policy describes how FundinguCapital collects and uses the personal information you provide us. It also describes the choices available to you regarding our use of your personal information and how you can access and update this information. This Policy applies to the collection of individual personal information.

COLLECTION OF PERSONAL INFORMATION

We may collect personal information (the “Personal Information”) from you such as contact information (e.g., name, mailing address, phone number and email), financial information (e.g., bank accounts, brokerage account numbers, investment types), social security number, unique identifiers (e.g., user name, account number or password), demographic information (e.g., age, education, and personal interests), and preference information (e.g., product “wish lists”, order history or marketing preferences). We may also conduct a site visit to your business to collect information. We may also use communications with, and information collected by, independent sales or marketing representatives that may refer you to us.

The primary purpose for which FundinguCapital collects Personal Information is to provide you with safe, secure, and efficient mechanisms to meet your business funding needs. More specifically, FundinguCapital may use the Personal Information to: (1) evaluate and assess your business’s needs, eligibility and suitability for products or services to be provided through FundinguCapital or its affiliates; (2) respond to your requests or inquiries or for similar customer service issues; (3) verify your identity and enter into or support a transaction or agreement with you, on our own or on behalf of a third-party for business credit and/or financing transactions; (4) send product or service information you request; (5) generally provide administrative services related to your business’s accounts and products; (6) resolve disputes or collect fees; (7) enforce our contractual rights; (8) send you information about FundinguCapital and its various product and service offerings and those of our affiliates, including marketing and promotional materials via email or otherwise; (9) improve our Websites, products, services and marketing efforts; (10) conduct research and analysis; and/or (11) display content based upon your interests.

DISCLOSURE OF PERSONAL INFORMATION

We share your Personal Information with third parties who provide various products and services. We will only share this Personal Information as set forth below:

When we believe in good faith that disclosure is necessary to protect or enforce our legal rights to property, protect your safety or the safety of others, investigate fraud, or respond to a government request;
To our subsidiaries or affiliates,
To provide information about your transactions, creditworthiness and experiences;
To provide you with information relating to products or services that we believe you may find of interest, including working capital or financing solutions from third parties if we cannot fulfill your needs. In these cases, we will only share basic information, such as your contact information, company name, and the amount of funds you requested;
As required by law, such as in response to a subpoena, summons or similar legal process in general;
To third parties who support us in providing products and services to you such as customer service, credit checks, bank account verification, secure data storage, transfer or payment or similar services. These third parties will be authorized to use your personal information only as necessary to provide services to us;
To our investors, partners, lenders and/or auditors during their review or audit of our business;
To a buyer or successor entity in the event of a merger, acquisition or sale. You will be notified via email and/or a prominent notice on our Websites of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information;
To an asset purchaser for an asset sale.

Third parties who have access to your Personal Information are required to adhere to privacy standards at least as stringent as those set forth in this Privacy Policy.

USER ACCESS AND CHOICE

Upon request, FundinguCapital will provide you with information about whether we hold any of your Personal Information. If your Personal Information changes, or if you no longer want to be updated or to be contacted for new products or services, you may, at any time, correct, update, amend, delete, remove or deactivate your contact information by emailing us at info@fundingucapital.com, calling us at 212-390-8057 or mailing us at 199 Water St New York NY 10038 , Attn: Customer Service. We will update our records and will respond to your request, usually within 15 days of hearing from you.

We will retain your information if your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services, you may contact us at info@fundingucapital.com If you cancel your account or your account is inactive, we will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.

OPT-OUT PREFERENCES

We will use your name and email address to send our newsletters and other marketing materials to you. You may choose to stop receiving our newsletter or marketing emails by following the unsubscribe instructions included in these emails, or you can contact us at info@fundingucapital.com

INFORMATION SECURITY

We take the security of your Personal Information very seriously. We use reasonable measures to help protect information from loss, theft, misuse and unauthorized access, disclosure, alteration and destruction. You should understand that no data storage system or transmission of data over the Internet or any other public network can be guaranteed to be 100 percent secure. Please note that information collected by third parties may not have the same security protections as information you submit to us, and we are not responsible for protecting the security of such information.

COOKIES AND OTHER TRACKING TECHNOLOGIES

FundinguCapital and our business partners (such as our digital marketing agencies, affiliates, and/or service providers), use cookies or similar technologies to analyze trends, administer the Websites, track users’ movements around the Websites, and gather demographic information about our user base. We may receive reports based on these technologies on an individual as well as on an aggregate basis.

We also use cookies to remember users’ settings and for authentication purposes. Users can control the use of cookies at the individual browser level. If you reject cookies, you may still use our Websites, but your ability to use some features or some areas of the Websites may be limited and you may need to complete identity verification steps each time.

As is true of most websites, we gather certain information automatically and store it in log files. This information includes internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp and clickstream data.

We may combine this automatically collected data with other information we collect about you. We do this to improve the services we offer you, to improve marketing, analytics and/or website functionality.

Some web browsers transmit “do-not-track” signals to websites. Because of differences in how web browsers incorporate and activate this feature, it is not always clear whether users intend for these signals to be transmitted, or whether they even are aware of them. We currently do not take action in response to these signals.

ADVERTISING

We partner with third parties to display advertising on our Websites and manage our advertising on other sites. Our third-party partners may use technologies such as cookies to gather information about your activities on our Websites and other sites in order to provide advertising to you that is based upon your browsing activities and interests. If you wish not to have this information used for serving you such interest-based ads, you may opt-out by clicking here. Please note this does not opt you out of receiving all advertising. You will continue to receive generic advertising.

LINKS TO 3RD PARTY SITES

Our Websites include links to other websites whose privacy practices may differ from those of Swift. If you submit Personal Information to any of those sites, your information is governed by their privacy policies. We encourage you to carefully read the privacy policy of any website you visit.

TESTIMONIALS

We display testimonials of satisfied customers on our Websites in addition to other endorsements. With your consent, we may post your testimonial along with your name. If you wish to update or delete your testimonial, you can contact us at info@fundingucapital.com

SOCIAL MEDIA WIDGETS

Our Websites include social media features that allow you to interact with third-party sites such as Facebook, Twitter, LinkedIn . These features may collect your IP address and which page(s) you visit on the Websites, and may set a cookie to enable the feature to function properly. These social media features are hosted by a third-party, or hosted directly on the third-party’s website. Your interactions with these third-party sites are governed by those sites’ respective privacy policies.

CHILDREN

We do not knowingly collect any Personal Information from children under the age of 13 without parental consent, unless permitted by law. If we learn that a child under the age of 13 has provided us with Personal Information, we will delete it in accordance with applicable law.

CHANGES TO THIS PRIVACY POLICY

We may update this Policy to reflect changes in our information collection or retention practices. When we update the Policy, we will revise the “Effective Date” above and post the new Privacy Policy. We encourage you to review this Policy periodically for the latest information on our privacy practices.

CONTACT US:

FundinguCapital

199 Water St

New York NY

212-390-8057

info@fundngucapial.com

CALIFORNIA CONSUMER PRIVACY ACT NOTICE

In this notice, we are addressing specific disclosure requirements under the California Consumer Privacy Act of 2018 for California residents. This notice should be read together with the FundinguCapital Privacy Policy and applies to all California residents who visit our Websites, including, fundingcapital.com as well as any process where we collect information.

PERSONAL INFORMATION COLLECTION AND PURPOSES OF USE

We collect, use and share personal information regarding California residents as described in this notice.

WE DID NOT SELL ANY CONSUMERS’ PERSONAL INFORMATION IN THE PRECEDING 12 MONTHS.

California residents may not be discriminated against because they exercise any of their rights under the California Consumer Privacy Act.

In the preceding 12 months, we have collected the following categories of personal information from California Residents:	We have collected such personal information from the following categories of sources	We collected such personal information to use for the following purposes:	In the preceding 12 months, we shared such personal information with the following categories of third parties:
Identifiers such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, account name, social security number, driver’s license number, passport number, or other similar identifiers.	from you when you use our website and services financial institutions service providers affiliates or subsidiaries	evaluate and assess your business’s needs, eligibility and suitability for products or services to be provided respond to your requests or inquiries or for similar customer service issues verify your identity and enter into or support a transaction or agreement with you, on our own or on behalf of a third-party send product or service information provide administrative services related to your business’s accounts and products resolve disputes or collect fees enforce our contractual rights improve our website, products, services and marketing efforts conduct research and analysis display content based on your interest	service providers financial institutions third parties as required by law third parties in good faith that disclosure is necessary to protect or enforce our legal rights to property, protect your safety or the safety of others, investigate fraud, or respond to a government request investors, partners and lenders during their review or audit of our business, affiliates, subsidiaries, auditors, buyer or successor entity other guarantors on the account third parties for product offers with your consent
Personal information listed in California Customer Records statute, which may include: name, signature, social security number, address, telephone number, passport number, driver’s license or state identification card number, insurance policy number, education, employment, employment history, bank account number, credit card number, debit card number, or any other financial information, medical information, or health insurance information.	from you when you use our website and services financial institutions service providers affiliates or subsidiaries	evaluate and assess your business’s needs, eligibility and suitability for products or services to be provided respond to your requests or inquiries or for similar customer service issues verify your identity and enter into or support a transaction or agreement with you, on our own or on behalf of a third-party send product or service information provide administrative services related to your business’s accounts and products resolve disputes or collect fees enforce our contractual rights improve our website, products, services and marketing efforts conduct research and analysis display content based on your interest	service providers financial institutions third parties as required by law third parties in good faith that disclosure is necessary to protect or enforce our legal rights to property, protect your safety or the safety of others, investigate fraud, or respond to a government request investors, partners and lenders during their review or audit of our business, affiliates, subsidiaries, auditors, buyer or successor entity other guarantors on the account third parties for product offers with your consent
A characteristic of personal information that is protected such as Age.	from you when you use our website and services financial institutions service providers affiliates or subsidiaries	evaluate and assess your business’s needs, eligibility and suitability for products or services to be provided respond to your requests or inquiries or for similar customer service issues verify your identity and enter into or support a transaction or agreement with you, on our own or on behalf of a third-party send product or service information provide administrative services related to your business’s accounts and products resolve disputes or collect fees enforce our contractual rights improve our website, products, services and marketing efforts conduct research and analysis	service providers financial institutions third parties as required by law third parties in good faith that disclosure is necessary to protect or enforce our legal rights to property, protect your safety or the safety of others, investigate fraud, or respond to a government request investors, partners and lenders during their review or audit of our business, affiliates, subsidiaries, auditors, buyer or successor entity other guarantors on the account third parties for product offers with your consent
Commercial information, including records of personal property, products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.	from you when you use our website and services financial institutions service providers affiliates or subsidiaries	evaluate and assess your business’s needs, eligibility and suitability for products or services to be provided respond to your requests or inquiries or for similar customer service issues verify your identity and enter into or support a transaction or agreement with you, on our own or on behalf of a third-party send product or service information provide administrative services related to your business’s accounts and products resolve disputes or collect fees enforce our contractual rights improve our website, products, services and marketing efforts conduct research and analysis display content based on your interest	service providers financial institutions third parties as required by law third parties in good faith that disclosure is necessary to protect or enforce our legal rights to property, protect your safety or the safety of others, investigate fraud, or respond to a government request investors, partners and lenders during their review or audit of our business, affiliates, subsidiaries, auditors, buyer or successor entity other guarantors on the account third parties for product offers with your consent
Internet or other electronic network activity information, including, but not limited to, browsing history, search history, and information regarding a consumer’s interaction with an Internet Web site, application, or advertisement.	from you when you use our website and services service providers affiliates or subsidiaries	evaluate and assess your business’s needs, eligibility and suitability for products or services to be provided respond to your requests or inquiries or for similar customer service issues verify your identity and enter into or support a transaction or agreement with you, on our own or on behalf of a third-party send product or service information provide administrative services related to your business’s accounts and products resolve disputes or collect fees enforce our contractual rights improve our website, products, services and marketing efforts conduct research and analysis display content based on your interest	service providers financial institutions third parties as required by law third parties in good faith that disclosure is necessary to protect or enforce our legal rights to property, protect your safety or the safety of others, investigate fraud, or respond to a government request investors, partners and lenders during their review or audit of our business, affiliates, subsidiaries, auditors, buyer or successor entity other guarantors on the account third parties for product offers with your consent
Geolocation data.	from you when you use our website and services service providers	evaluate and assess your business’s needs, eligibility and suitability for products or services to be provided respond to your requests or inquiries or for similar customer service issues verify your identity and enter into or support a transaction or agreement with you, on our own or on behalf of a third-party send product or service information provide administrative services related to your business’s accounts and products resolve disputes or collect fees enforce our contractual rights improve our website, products, services and marketing efforts conduct research and analysis display content based on your interest	service providers financial institutions third parties as required by law third parties in good faith that disclosure is necessary to protect or enforce our legal rights to property, protect your safety or the safety of others, investigate fraud, or respond to a government request investors, partners and lenders during their review or audit of our business, affiliates, subsidiaries, auditors, buyer or successor entity other guarantors on the account
Audio, electronic, visual, thermal, olfactory, or similar information.	from you when you use our website and services financial institutions service providers affiliates or subsidiaries	evaluate and assess your business’s needs, eligibility and suitability for products or services to be provided respond to your requests or inquiries or for similar customer service issues verify your identity and enter into or support a transaction or agreement with you, on our own or on behalf of a third-party send product or service information provide administrative services related to your business’s accounts and products resolve disputes or collect fees enforce our contractual rights improve our website, products, services and marketing efforts conduct research and analysis	service providers financial institutions third parties as required by law third parties in good faith that disclosure is necessary to protect or enforce our legal rights to property, protect your safety or the safety of others, investigate fraud, or respond to a government request investors, partners and lenders during their review or audit of our business, affiliates, subsidiaries, auditors, buyer or successor entity other guarantors on the account
Professional or employment-related information.	from you when you use our website and services financial institutions service providers affiliates or subsidiaries	evaluate and assess your business’s needs, eligibility and suitability for products or services to be provided respond to your requests or inquiries or for similar customer service issues verify your identity and enter into or support a transaction or agreement with you, on our own or on behalf of a third-party send product or service information provide administrative services related to your business’s accounts and products resolve disputes or collect fees enforce our contractual rights improve our website, products, services and marketing efforts conduct research and analysis display content based on your interest	service providers financial institutions third parties as required by law third parties in good faith that disclosure is necessary to protect or enforce our legal rights to property, protect your safety or the safety of others, investigate fraud, or respond to a government request investors, partners and lenders during their review or audit of our business, affiliates, subsidiaries, auditors, buyer or successor entity other guarantors on the account third parties for product offers with your consent
Education information, defined as information that is not publicly available personally identifiable information as defined in the Family Educational Rights and Privacy Act.	from you when you use our website and services service providers affiliates or subsidiaries	evaluate and assess your business’s needs, eligibility and suitability for products or services to be provided verify your identity and enter into or support a transaction or agreement with you, on our own or on behalf of a third-party provide administrative services related to your business’s accounts and products conduct research and analysis	service providers financial institutions third parties as required by law third parties in good faith that disclosure is necessary to protect or enforce our legal rights to property, protect your safety or the safety of others, investigate fraud, or respond to a government request investors, partners and lenders during their review or audit of our business, affiliates, subsidiaries, auditors, buyer or successor entity other guarantors on the account third parties for product offers with your consent
Inferences drawn from any of the information identified in this subdivision to create a profile about a consumer reflecting the consumer’s preferences, characteristics, psychological trends, predispositions, behavior, attitudes, intelligence, abilities, and aptitudes.	from you when you use our website and services financial institutions service providers affiliates or subsidiaries	evaluate and assess your business’s needs, eligibility and suitability for products or services to be provided respond to your requests or inquiries or for similar customer service issues verify your identity and enter into or support a transaction or agreement with you, on our own or on behalf of a third-party send product or service information provide administrative services related to your business’s accounts and products resolve disputes or collect fees enforce our contractual rights improve our website, products, services and marketing efforts conduct research and analysis display content based on your interest	service providers financial institutions third parties as required by law third parties in good faith that disclosure is necessary to protect or enforce our legal rights to property, protect your safety or the safety of others, investigate fraud, or respond to a government request investors, partners and lenders during their review or audit of our business, affiliates, subsidiaries, auditors, buyer or successor entity other guarantors on the account third parties for product offers with your consent