Apply Online for a Business Line of Credit
Applying will not affect your credit score
Credit lines up to
$250,000
Automatic Payments
Weekly Or daily
Approvals as fast as
5 minutes
Fast working capital made simple
Funds available on demand
Enjoy peace of mind by having money available for any business expense. Draw funds with a click of a button.
Only pay for what you use
No fees to open or maintain your line. No prepayment fees, monthly maintenance fees, or account closure fees.
Access to a revolving line
Draw as little or as much as you want from your available credit. Your credit line replenishes as you make repayments.
Financing that grows with you
We support your business growth by getting you the right credit line for your business size at any stage.
How a Line of Credit Works
A business line of credit can finance short-term expenses, like payroll or inventory. Both traditional and online lenders offer business lines of credit.
A business line of credit allows you to borrow up to a certain limit and pay interest on only the portion of money that you borrow — similar to the way a credit card works. You then repay the funds and can continue to draw on the line.
01
Apply Online
02
Draw funds
03
Make repayments
04
Access more funds
As you pay off your balance, your available credit is automatically replenished.
What you need to get started
Minimum qualifications
- 600+ FICO
- 6+ months in business
- $10,000 in monthly revenue
- Business registered in the U.S.
What you need to apply
- Basic details about you and your business
- Bank connection or year-to-date bank statements